Have you spent a day cashless when you travel? Pockets by ICICI
3.3 66.67% 15 votes

During the long weekend of October 2nd, I caught up with my old friends in Pune and also spent the weekend organizing my travel event with Buffy fish. Saturday is the day of my “Adventure Travel Meetup“, First-of-its-kind in Pune, I had no time even to run around to remove cash from ATM for breakfast or lunch. Since not much aware of Pune except the city area, I decided to go cashless that day while I met my friends for movie, breakfast & lunch.

Whole day cashless, feels so different. I didn’t run to ATM various times for cash during lunch or for shopping. I did my regular utility work as well on the move so that I don’t miss the time.

Pockets by ICICI is what I live with nowadays. Download the application from your play store and enjoy “CASHLESS Day”. #Donttakeload is what I would say 🙂

What is Pockets by ICICI?

‘Pockets’ allows any individual be it (an ICICI account holder or not) to download and instantly activate an e-wallet. I can recharge from any bank account and can start transacting immediately. It requires no documentation or branch visit. The idea of the pockets is “Transact right through your pocket”.

Where can you get from?

They have in IOS Store & Android store as well. You can download from them from their app store respectively.

My Cashless Journey 

I used Unique Feature – Add Fund where I transferred Rs. 7500 from my other bank account previous night in my Pockets. I knew I would be using this amount for a various reason during the weekend. You can recharge only with INR 10000 total in a pocket. I started my weekend with breakfast with close friend Nupur. We went to Skips – a small restaurant in Pune where I ate till I couldn’t walk around till car as well.


-After downloading the wallet from Google Play Store or App Store, tap on ‘create an account’. Enter basic details like name, mobile number, gender, email id, date of birth and address

-Receive ‘One Time Password’(OTP) on the mobile number to create user id and password. Load funds into ‘Pockets’ using any bank’s net banking or debit card and start using immediately

-Existing ICICI Bank savings account customers can also register for the e-wallet by simply using their internet banking login credentials and authenticating the OTP sent to their registered mobile number. Users can conveniently load funds into ‘Pockets’ using any bank’s net banking or debit card.


Unique Feature –Split my Bill 

 I splitted my bill with her, through the feature “Split Bill”. Here you can split the bill between your friends where it says how much you paid & how much balance needs to be paid. 

Remind a friend to pay

No more running around or making end number of calls to a friend to pay you back for lunch or breakfast. I reminded my friend to pay me through Bill splitter.I can also pay my friends or send money to any mobile number or email id.  I can also send them through WhatsApp link. Guess what! I can just Tap against phones to send or receive money.

On the go Recharge & Utility bill

I usually don’t recharge my Vodafone prepaid number as I hardly use that phone except incoming. While I was on my way to a movie, I recharged my Vodafone number directly through the app. I also paid my utility bill of Airtel while on the go. 

Gift Friends 

I decided to surprise a friend by sending a Digital coupon from the variety of them available. I chose TGI FRIDAY  Rs250  voucher for a friend. You can avail from accessories, electronics, furnishing, etc.

Book Movies

You can also book movie from the same app. However, they don’t have PVR Listed with them yet. Certain shows were missing from the list as well. I’m sure later they will be bringing this up. I watched Everest movie as I have been wanting to see this movie for long. So booking was just tip and go.

Another way is you can book tickets, is you can use this as Debit Card as it has number, validity and CVV number. So purchased through Bookmyshow and use this card details while booking.

Physical Card 

You can also request for a physical card to use it at any retail outlet just like any other card you use.

There are various features to Pockets. Go download it from store and experience it!

To know more about ‘Pockets’ mobile account by ICICI Bank, please visit www.icicibank.com/pockets

PS: I was invited by ICICI Bank on review, however views are personal as always.